Find your city
Twelve cities have a page of their own, with the local flood risk, rainfall and freezing nights on the federal record. Not on the list? The form still works — it routes by ZIP code, not by this page.
- Dallas, TX
Very High inland flood risk, and 23 freezing nights a year that local plumbing is not built around.
- Houston, TX
The only city here with three water hazards at once: inland flooding, coastal flooding and hurricanes.
- Orlando, FL
The most rain of any city here, and almost no freezing — water arrives through roofs rather than pipes.
- Seattle, WA
Less rain than Dallas, despite the reputation. The damage here is usually slow: roofs, seals, crawl spaces.
- Minneapolis, MN
About 148 freezing nights a year. Most water damage starts inside the building, in a supply line.
- Austin, TX
Among the highest flood-event counts here, and colder at night than its latitude suggests.
- Portland, OR
The lowest expected flood damage of the twelve, with plumbing that runs through cold crawl spaces.
- Colorado Springs, CO
The driest and coldest place here at once: 157 freezing nights, 16 inches of rain.
- Tampa, FL
Hurricane risk rated Very High, and 1.3 freezing nights a year. Frozen pipes are not the local story.
- Kansas City, MO
A real freeze season and a real flood season, where most cities here have one or the other.
- Philadelphia, PA
Tidal water reaches the city, so storm effects do not stop at the coast — plus 80 freezing nights.
- Pittsburgh, PA
The highest flood-event count here. Three rivers in a valley, and 112 freezing nights on top.